Cheap Van Insurance & Commercial Van Insurance Quotes Online
We compare prices with many leading insurance providers, and comparing prices with so many insurers puts us in good stead to find you our cheapest van insurance quote for your needs. We are consistently monitoring the insurance markets and comparing competitors prices with our own to ensure that we always remain competitive. In addition to our van insurance policies we provide fleet van insurance quotes.
Using our tips to find the cheapest van insurance quotes online
As well as looking for the best insurance rates on the market, we actively encourage customers to look at areas of their motoring in the aim of reducing their own insurance premium. By looking at the mileage the van will be doing, the cover type, the voluntary excess, the value of the Van, the security of the van, and where the van is kept all helps you ensure you get the cheap commercial insurance rates for your money. However it is important you provide the correct information when applying for your commercial van insurance as failure to do so may mean that claims will not be paid.
How cheap insurance prices are affected by insurance groups
Your insurance premium is dependent on the type of van you have or are looking to buy. All makes and models of van are categorised into different insurance groups which is used to ascertain how much your total insurance premium for the year will be. The vans are categorised by risk, a rating between 1-20, 1 being the lowest risk meaning a lower premium and 20 being the highest risk thus the highest premium. Ideally, if you are looking to save money on your insurance, you ideally want to purchase a van that has a group rating of less than 5 to get a cheap van insurance quote.
Cheap commercial van insurance for your business
As the UK’s leading commercial van insurance broker, we understand that many Vans are used for business. This is why we specialise in providing van insurance. Our aim is to provide you with a cheaper van insurance product to suit your individual needs. We have built good quality relationships with all our insurance providers, some of which will allow us to discount your quotation if:
- The Van is sign written
- The Van has internal and external racking
- You have public liability insurance
- Your business has been established for more than one year
Whether the van is used for social and domestic or business use, one thing all van drivers have in common is that they all strive to get excellent quality low cost commercial van insurance.
Choosing the correct insurance cover for your business
Van insurance can be split into 3 categories, dependent on the use of the van. It is important to get this right as there can be massive differences in terms of price. In addition it is important you select the correct use as failure to do so may invalidate your policy and means that claims may not be paid out. Below is a brief explanation of each:
- Carriage of own goods. This type of insurance cover is for people who use their van for transporting goods belonging to their business such as their own tools. This level of use is ideal for builders, window cleaners and plumbers.
- Haulage (Hire and Reward). This type of commercial van insurance cover is suited to people who use the van to transport other people’s goods for payment. Ideal for occupations such as delivery drivers.
- Social, Domestic and Pleasure only. This type of van insurance cover is most suitable for home-based drivers who use a van for everyday needs such as taking rubbish to the skip and transporting friends and family around. Social Domestic and Please use on a insurance policy will allow the user to commute to and from one place of work.
Additional insurance products aimed to keep your business on the road
As we are the UK’s leading commercial van insurance broker, we look to provide you with the right cover that will suit your business requirements. We provide products such as motor legal expenses, RAC breakdown cover, replacement van and excess protector add-on products. We also provide public and employer's liability insurance, goods in transit insurance and business property insurance as well as other business related insurance products.