Bike Insurance

What Is Bike Insurance?

Bike insurance is insurance for any type of two wheeled motorcycle, from 50cc’s and above. It can cater for motorcycles for private use, business use and also courier use.

What is defined as a motorcycle?

A motorcycle covers a broad range of two wheeled vehicles, from the small 50cc Peugeot speedfights and piaggio zips, to the larger 1000 cc and above Superbikes. The term Motorcycle does not include cover for three-wheeled Trikes, Quads, nor small electric scooters.

Motorbike Insurance Cover types

The exact same principles of ordinary car insurance apply to Motorbike Insurance also. It can be used for pleasure or for business, for just yourself or several riders, and for the one bike or multiple bikes It also offers the same cover types; Comprehensive, Third party fire and theft and third party only.

What Will Bike Insurance cover me against?

Dependant upon the cover you choose, bike insurance can insure the motorcycle and its accessories, against accidental or malicious damage, it catching fire and its theft. It will cover not just the main policy holder of the bike policy but also any named rider that is using it. In certain circumstances you can also claim back damage to Helmets, clothing, boots and gloves. If you opt for a Mulit-Bike policy then you can insure more than one bike under the one insurance. Some commercial use and even courier use can be catered for under motorcycle insurance also.

Bike Insurance Introductory Discounts

Because of the range of insurers we use, competitive discounts and schemes are common amongst our motorcycle companies. We can discount our cheapest price by up to 30% in many cases, we can offer discounts on the smallest of bikes for young 16 year old riders, on such bikes as Yamaha Neos 50cc’s, and slash the rates of prices for your much larger Suzuki Hayabusas and Aprillia RSV Milles. Dependant upon a fixed criteria we can look to offer a specific delegated rate from an insurer tailored exactly to your own bike insurance needs. We can also look to mirror no claims bonus from one bike to another – in essence offering you the same discount on both bikes.

Insuring Multiple Bikes

Only a small number of the UK’s insurers cater for Multi-Bike insurance – and we are one of them. We search through a variety of companies and schemes looking for Multi Bike Cover for up to 4 different bikes under one policy, and bringing rates to you for, same cover policies and varied cover multi bike schemes. The more bikes you bring the greater the discounts, whether insured under a multi bike scheme or, several different policies with us as a broker, our offers remain the same.

Bikes used for Trade/Work

Most riders use their bike for pleasure use, however there are some out there that do need their bike for work. Whether you’ll be commuting to one or several places of work, or needing requiring a pizza delivery bike or courier bike, we will not discriminate against you. Our rates are designed to get the best price for you as an individual no matter what the bike is used for.

Why have bike Insurance with Autonet?

There are so many companies out there offering bike insurance, that sometimes you can get lost wondering who to use. We aim to take that problem away for you by comparing a vast and varied panel of insurers, making sure you get exactly the policy you want for the price you want. We offer an unrivalled dedicated motorcycle claims line 24 hours a day 7 days a week, we can cover classic bikes, side cars, accessories, and the helmet too. No matter what variation of Bike insurance you want we have got it covered for you, and in one quick quote, you will see Autonet is the place to be.