Public and Employers Liability Insurance 

Public liability insurance covers the cost of compensation given to a member of the public following an injury or damage caused by you or your business. It also covers costs and expenses incurred in the event of a claim. 

Through Autonet we can offer public liability insurance policies which will protect against third party death, third party injury and third party property damage. If the third party feels there has been damage caused, nine out of ten times they will pursue a claim.

Employers liability insurance covers the cost of damages and legal fees compensated to employees who are injured or ill through the fault of their employer. Anyone who employs one person or owns a limited company must have employer’s liability insurance.

What does Public and Employers Liability Insurance offer?

Public liability insurance, as well as covering you for any third party claims as a result of you or your businesses negligence, would also pay compensation to yourself if an employee has to attend court as a witness. This is because having a witness can lead to a successful defence and as such the insurer wants to help protect you from any costs you may face. They would also cover the costs of a legal defence if needed.

With employers liability insurance, the insurers we deal with can offer a minimum indemnity limit of £5 million as per the Employers Liability Act 1998. However some will offer employers liability indemnity limits of up to £10 million to provide that added peace of mind.

At Autonet we hope that you never need to call us in regards to a claim. If that should occur though, what we offer is professionalism that can take the stress and worry away from you. We will assist you through every step of the claim from beginning to end should you need it.

Another feature of public and employers liability insurance that is not well known is that the insurer will protect you even when the policy has ended. Many niggling injuries can later develop into serious problems in the future, and if they can be traced back to the period that you had cover, even if it was 10 years after the policy had ended you would be covered.

Autonet: Having your business's interests at heart

Combining your public and employers liability insurance could save a lot of time and effort. At Autonet we aim to offer cheap public and employers liability insurance quotes that are tailored to cater for yours and your business needs.

As the winners of the Personal Lines Broker of the Year 2010 award, our dedicated business team are here to look after every aspect of your business, from your liability insurance, to fleet insurance policies, to protecting your goods while in transit.

Give us a call today and be safe in the knowledge that you and your business are being looked after by people who care.