Business Insurance / Commercial Insurance Quotes

What is business insurance?

Business insurance is quite simply insurance that protects your business, whether you’re a tradesman, shopkeeper, factory owner or courier. Business Insurance comes in many forms, which are designed to cover different aspects of your business.

What size of business qualifies?

Autonet’s business policies meet the needs for SME businesses or Small to Medium Enterprises. That can range from a sole trader who works by himself to a limited company who employs 250 people with a turnover of £34 million.

Business Insurance Cover Types

There are many different types of business insurance which are tailor made to meet your business needs. We are now going to discuss these policy types in brief, a full detailed description of these policies can be found by clicking on the appropriate business category.

The main business insurance polices Autonet offers are:

Public and Employers Liability

Public Liability is designed to cover businesses from the threat that they will be sued from a member of public. The basic concept of public liability is, it will cover your business in the event that it causes injury or death to a third party, it will also cover you in the event that you damage a third parties property. Public liability is an essential cover that all businesses need; cover is relatively cheap and will cover you in the event that you are pursed by a third party. Employers Liability insurance is a compulsory insurance policy which all business owners must have if the have any employees. If you are the managing director of a limited company you will also be required to have Employers liability insurance by law.

Employers Liability is designed to cover your employees so that in the event they suffer any physical injury or death, and it is proven that as an employer you acted negligently and subsequently could have prevented their loss, if they then decide to pursue you for compensation the insurer will pay the cost of the claim. Employers Liability is not designed to cover you against the risk of being sued for claims such as sexual discrimination or wrongful dismissal.

Goods in Transit Insurance

Goods in Transit insurance will cover property against loss or damage while it is in transit from one place to another or being stored during a delivery.

Tools in Van Insurance

Autonet’s Tools in Van insurance will cover your tools of your trade against theft, loss and damage caused by accidents during transit or while stored in your vehicle.

By studying providers of van insurance in the UK and the UK van insurance market, we are able to provide insurance from a total of 20+ different van insurers. Vannet allow drivers to compare cover quality, van insurance rates and will make sure that our customers get the cheapest van insurance possible.

Fleet Insurance

Motor fleet insurance will cater for businesses with multiple vehicles and also different types of vehicles, such as Cars, Vans, Motorcycles, HGV’s, minibuses and plant. The cover is no different then insuring your private car and comes in the form of comprehensive, third party fire and fire and third party only.

Shop Insurance

Our shop insurance includes cover for your contents including money, business interruption, employers, public and product liability and if required buildings cover. Meaning your shop will be fully covered against and loss it may suffer.

Other types of business insurance

We have covered the main policies types Autonet cater for but there are many other forms of business insurance, which include commercial property owners, contractors all risk, engineering and personal accident.

Why business insurance from Autonet?

Autonet will take the hassle away from insuring your business and will be the only place you will need to call, to cater for your all your business needs. We have specialised advisers who are ready for your call and will give you the correct advice you need to make sure your business is fully protected. Put us to the test and give us a call now.