How can I make my insurance cheaper?

There are a number of ways:

1. Increase your voluntary excess – an excess is the first part of the claim that you have agreed to pay. By increasing this amount, therefore increasing the amount that you are willing to pay in the event of a claim your insurer will discount your annual premium. Remember, in a Non-Fault claim you may recover your excess via your legal assistance, which is explained under our legal assistance section
2. Your courier – the value, type and engine size (cc) all make a difference, generally the cheaper and smaller engine vehicles generate lower premiums
3. Security – having an alarm, immobiliser or tracker fitted to your vehicle, can generate premium discounts
4. Annual mileage – be as accurate as you possibly can, as the lower your annual mileage, the bigger the insurers may discount your annual premium
5. Where is the vehicle parked overnight – If you have a garage, it's best to use it as insurers may offer discounts on your annual premium. If you have a driveway, enter this onto your quote, off-road parking such as communal parking areas must be entered as "road"
6. Additional drivers – Only add drivers to your policy that use your vehicle on a regular basis. Limiting drivers limits your risk to the insurer and therefore decreases your annual premium. 'Any driver' policies are considerably more expensive, if you do require this, check all drivers ages as any driver policies over 25 (entered on quote as 25) may be more expensive than any driver policies over 30 (entered on quote as 30)