Excess Protector Insurance 

Excess protector insurance really should be renamed peace of mind insurance as that is what it provides.  One of the main issues a policyholder comes up against when making a claim is the excess for the repairs to the vehicle.  Excesses are compulsory, but if the policyholder has declared a voluntary excess, then this is added to the total compulsory excess.  Excesses also have to be paid before the van is returned.

This is why at Autonet we aim to provide low cost excess protector insurance. With excess protector insurance should you have to make a claim and pay the excess to get your vehicle repaired you’ll be safe in the knowledge that such costs can be reimbursed.

There are three types of excess protector insurance available here at Autonet, the price of which depends on your own personal excess.

Therefore if your excess was £500, you would need type 2, however you can claim as many times as you like up to the limit of £1200 per year, and all for the low cost of £61.95 a year.  It’s clear to see from this the benefits of Excess Protector Insurance.

Subject to the terms and conditions of the policy wording 

What are the impacts of not having Excess Protector Insurance?

As stated above, the impact of not having excess protector insurance is mainly going to be felt by your wallet.  Coming up with a one off payment of up to £750 can be difficult at the best of times. The garage repairing the van would not be able to return it to its owner until the excess is paid, so whilst you are waiting for the funds to become available, you will be losing valuable income, loyal customers, and any potential future customers. 

Our excess protector insurance gives you the peace of mind that your excess can be paid and the vehicle returned so that you need not worry about getting back on the road and going about your everyday life.

Look after the pennies….

We have a dedicated sales team devoted to helping you get the best out of your insurance, whether that be excess protector insurance or just your basic van policy, so why not give them a call today.