Vannet Insurance part of the Autonet insurance group are happy to cover almost any commercial occupation from, Builders, Plumbers, Joiners, Carpenters to Homemakers, Students and the unemployed. We can offer quite substantial discounts for customers who use their van for commercial gain. We can offer discounts for those customers with, Public liability Insurance, Sign writing on their vehicle and length of time in the trade. We also cater for Tools cover and Goods in Transit cover at exceptionally competitive rates.   Your van is your business, our business is your commercial van insurance!!  Trust a commercial van insurance expert to handle your commercial van insurance needs and any additional products you may require

Understanding Commercial Van Insurance

Commercial Van use is often defined as:
The use of a vehicle for transporting goods or passengers for reward; hiring a vehicle, or use of the vehicle for paid driving instruction.

The second two points in that statement are fairly self explanatory, but the first part can be somewhat ambiguous. Transporting passengers includes services such as taxis or chauffeur driven vehicles. The transporting of goods can include delivery items such as pizzas or flowers or moving stock from a supplier to your shop. Some insurers can provide commercial van insurance only for transporting light goods which can save you money.  Our commercial van insurance specialists can guide you through this part of your quotation if you require assistance on 0800 0190933.

Commercial Fleet Insurance

If you or your business has more than one van or commercial vehicle, you can save money (and time) by getting commercial fleet insurance. This can be anything from a couple of delivery vans to an entire road haulage fleet. Again, make sure the cover offered is sufficient for the types of use of your vehicles.

Commercial Van Insurance Costs

Because of the wide variety of commercial vehicles on the road, commercial van insurance calculations and prices can be significantly different from regular private car insurance. Most vans and commercial vehicles have an increased capacity and due to this may cause increased damage or injury because of their size and weight. This represents a higher risk for the insurance company as they are likely to be required to make a bigger payout in the event of an accident. Other factors considered include:

• the total weight of the loaded vehicle.
• the size, type or nature of the contents carried e.g. hazardous loads.
• modifications such as lifting ramps.
• ownership of the contents within i.e. do the goods belong to the vehicle owner?

Despite these factors, which can make commercial van insurance expensive, there are still things you can do to try and get cheaper commercial van insurance.

• Keep your can in a garage or other secure location overnight
• Increase your voluntary excess (but make sure you can pay it in the event of a claim)
• Fit a Thatcham approved immobiliser
• If you need other drivers to drive the vehicle, put them down as named drivers rather than having an "any driver" policy
• Have your van sign written (reduce the theft risk)

Ask our insurance specialists for a cheap commercial van insurance quote and a special discount may be applied.