The reason that young drivers face such high car insurance premiums is well illustrated by figures on road deaths published by the Institute of Advanced Motorists (IAM).
The group reports that despite a dramatic fall among total deaths, the toll for drivers in their teens and 20s has not changed since the early 1980s.
The report also shows that, based on 2007 statistics, the UK was the sixth safest country: 55 deaths per million people a year, compared with Malta (25), Holland (45), Sweden (49), Switzerland (50) and Norway (52).
It also notes that although 50,000 miles of carriageway have been added to the UK network over the past 50 years, 95% are minor roads such as as those commonly found on new housing estates.
Said IAM policy and research director Neil Greig: "The Government has placed a strong emphasis on road safety, by proposing challenging 2020 casualty reduction targets and a fair deal for drivers.
"Our motoring facts highlight the vastly differing road casualty rates across the world, showing Britain in sixth place."
© Press Association 2009