Drivers may stop insuring their vehicles in an effort to cut outgoings during the economic downturn, according to research.
Reducing insurance costs is top priority for 75% of drivers, said the Motor Insurers' Bureau (MIB), but it fears the estimated 900,000 uninsured drivers under 30 could increase in number.
Although 600,000 uninsured drivers are aged between 21 and 29 - about 34% of all motorists without cover - a significant number (15%) are between 40 and 49 years old.
These older drivers are balancing more financial responsibilities, such as supporting both children and parents and struggling to meet higher weekly expenses, so are actively seeking to reduce insurance costs.
Called the "squeezed generation", 14% said they might get a smaller car, compared to a national average of 8% looking to downgrade.
Natalie Pinkham, TV presenter of Police Interceptors and You're Nicked, is fronting the MIB Stay Insured campaign to deter wavering drivers from breaking the law to save money.
She said: "While it might be tempting to save a few pounds by delaying renewal for a few weeks, the consequences for doing so are severe. Last year, 232,000 convictions were successfully secured against uninsured drivers - so you will get caught."
© Press Association 2009