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Insurance cost 'lowest for Audi'

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Owners of Audi vehicles are likely to pay lower insurance premiums than drivers of models from the manufacturer's direct rivals, a new study has found.

Research, based on data sourced from the Association of British Insurers (ABI) ratings database, has shown that Audi models have lower average ratings compared with equivalent vehicles from German premium sector brands.

The insurance group's database includes all trim levels, variants, body styles and engine types. The ratings are realised with the help of a points system.

The system is based on factors such as the purchase price, the cost of key parts and the ease and cost of repair. These are determined after a crash trial by the Research Council for Automobile Repairs.

Higher purchase price or parts and labour charges as well as costly crash repair could consequently lead to a higher insurance rating.

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