Honest home insurance holders are having to fork out an extra £13 a year in premiums because of an increase in fraudulent claims, according to a new study by insurer Axa.
The insurer said that a third of brokers reported an increase in the number of exaggerated claims submitted compared with the previous year.
Of those questioned as part of the study, 8% admitted having added an average of £2,898 to the real cost of their home insurance claim.
A further 36% said they would think of exaggerating an insurance claim if they were to make one, with nearly half (47%) considering it to be "fair game" or "not too bad".
A tenth of those polled think it was all right to exaggerate a claim as everyone did it, with a further 6% saying they thought insurance firms could afford it.
People are most likely to exaggerate the value of a television, with the number of such claims often peaking before big events such as the Football World Cup.
Other common scams include making a claim for a designer watch, which was actually a counterfeit one bought abroad, claiming for a freezer full of expensive food, and exaggerating claims for cash that was stolen following a burglary.
© Press Association 2011