The risk of flooding and the provision of flood cover were both addressed by environment secretary Caroline Spelman and insurance companies during a recent meeting.
Many thousands of people have been forced to make home insurance claims in recent times after being hit by floods, and the discussions focused on how specific flood insurance can continue to be offered to people once an existing 'Statement of Principles' agreement ends in 2013.
The progress of three working groups on flooding was highlighted during the meeting, which also saw community groups take part.
The Association of British Insurers director of general insurance and health, Nick Starling, said action needed to be taken with regards to flood cover.
He added: "We all need to work together now with urgency to implement a model to replace the Statement of Principles which expires in June 2013.
"Insurers are determined to do all they can to ensure a sustainable market for flood insurance for their customers."
© Press Association 2011