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Motorists supporting background checks

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Recent surveys have found that UK drivers are actually in favour of background checks on car insurance policies.  72% of motorists would be prepared for changes to happen that allow car insurance companies more access to personal information.

However, with almost three quarters of UK motorists who were surveyed backing car insurance providers to take tougher action on dishonest drivers, they are also being warned of the risks they take should they provide false or inaccurate information when applying for their own car insurance.

Motorists who choose to conceal their motoring offences, such as speeding or using a mobile phone while driving, run the risk of having car insurance claims rejected.

Many car insurance companies will not pay out on claims if they discover that customers have provided inaccurate information on their car insurance documents.

The Association of British Insurers (ABI) surveyed 2000 motorists, finding that 72% of UK motorists would support changes to the information available to car insurance companies during application for new car insurance policies, such as checking driving licences for relevant motoring convictions or endorsements.

The survey conducted by the ABI also revealed that 34% of UK drivers think that uninsured motorists are more likely to cause an accident.  This has led to further warnings for drivers to check that they are covered against any damage caused by an uninsured driver.

By Ben Malkin

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