Progress to reduce the level of uninsured drivers on UK roads is being held back by the amount of motorists with no cover in Birmingham and Bradford.
According to the Motor Insurers’ Bureau (MIB), which holds records of all insured vehicles in the UK, the West Midlands and West Yorkshire has more than seven times the national average of uninsured drivers, despite an overall drop nationwide in the past five years.
The MIB's research of uninsured driving hotspots shows that the areas of Bordesley, Smallheath and Saltley in Birmingham, and Barker Ends, Frizinghall, Heaton, and Whitefield in Bradford have the highest numbers of uninsured drivers in the country.
For uninsured drivers, 17 out of 20 of the worst postcodes are in and around the West Midland and West Yorkshire areas.
The Chief Executive of the MIB, Ashton West, said: "We cannot stand by and let uninsured driving continue; otherwise the honest motorist will keep paying the bills for the injury and damage caused to people and property."
Out of the 34 million vehicles on UK roads at the moment, on average 4% are not insured at any one time. However, over the last five years the figure for uninsured driving has dropped by 5%.
Recently in August, Birmingham was declared the number one hotspot for ‘cash for crash’ scams, where criminals target innocent motorists by making them appear at fault for a staged crash.
In the battle to bring an end to uninsured driving, registered keepers of motor vehicles without insurance have received letters warning them to either take out insurance or to officially declare the vehicle off the road.
"Overall there is good progress being made to reduce the number of vehicles being driven without insurance," said Phil Gormley, road policing lead chief constable at the Association of Chief Police Officers (ACPO).
He added: "There are areas of the UK, however, that continue to present a challenge for enforcement authorities. The advantage that the MIB information provides is that we know where these vehicles are, and can focus our attention on areas where we have the greatest impact."
By Ben Malkin
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