The Association of British Insurers has warned homeowners to be cautious this winter to avoid any insurance claims.
The UK was faced with extremely low temperatures in 2010 and as a result many homes had the problem of frozen and burst pipes. The insurance industry dealt with 3,500 claims a day for damage caused by frozen pipes that had burst costing £730 million.
ABI are now urging homeowners to be prepared to avoid the problems that freezing temperatures can cause. Experts have advised that taking precautionary measures can prepare a home for winter. Among the measures are, water pipes and tanks can be insulated, know where the stopcock is situated and make sure dripping taps are fixed.
An alternative way of avoiding any issues is to leave the heating on a low setting to help heat the pipes and leave any loft door open to allow heated air to circulate.
Before the winter weather is here preparing a property for extreme weather could help to avoid any need to claim.
Nick Starling, ABI’s Director of General Insurance and Health, commented: “Every winter freezing temperatures catch people out.
“Prevention is better than cure and now is the time to take a few simple steps to reduce the risk of facing the trauma of frozen or burst pipes this winter.
“Home insurance will pay for the often considerable damage caused by burst pipes, but it cannot compensate for the misery and inconvenience that they bring.”
Want to be prepared for winter? Take a look at our guide which can help you prepare your home for winter! http://bit.ly/V8mJcx
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By Amanda Bainbridge