Skip To The Main Content
Autonet Logo
home emergency cover banner

home legal protection insurance and emergency home assistance

Emergency home assistance is an insurance product that will help protect you in the event of a domestic emergency. Home emergencies can be stressful and sometimes difficult to resolve, but with emergency home assistance insurance you can give yourself peace of mind knowing that in the event of a home emergency the insurer will appoint a suitably qualified contractor to attend your home to try to solve your problem.

Home legal protection insurance is designed to provide cover for legal costs up to £100,000 for pursing or defending a claim in a variety of different situations, such as employment disputes, making a claim if you are injured and it’s not your fault or taking legal action against a tradesman who is refusing to put right faulty workmanship. Home legal protection also provides a 24hr personal legal helpline which can provide initial legal advice on any private legal matter within the UK.

When arranging your home insurance through autonet home insurance we offer these products to you to give you extra protection as this type of cover is generally not included by the home insurance company. You can purchase both products individually, or we offer a combined package of emergency home assistance and home legal protection together at a discounted rate.

how emergency home assistance insurance can help you

Imagine it was the middle of winter and your main heating system suffers a total failure or breakdown so your heating stops working. With the winters we have had the last few years it would be a living nightmare as you would either have to go without heating or call out a contractor and pay to get your heating system fixed.

With emergency home assistance insurance this would take this worry away, because should your main heating system fail or breakdown, the insurer will pay for a contractor to come out to your home address and pay the following costs to try to resolve the issue:

  • This cover will pay up to £1000 per claim including VAT, call out, labour, parts and materials to carry out an emergency repair;
  • Pay towards parts & materials to fix the problem up to a maximum of £100
  • If the home is uninhabitable and remaining so because of a covered event, this cover will pay for alternative accommodation costs up to a maximum of £250
  • The maximum amount payable per claim is £1000

Cover is underwritten by the UK Branch of Inter Partner Assistance S.A. a Belgian firm authorised by the National Bank of Belgium. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

Failure or breakdown of your main heating system is just one example of how emergency home assistance insurance can help you, other events covered by this insurance are as follows:

  • Plumbing & Drainage – Sudden damage to, or blockage or flooding of the drains or plumbing system likely to cause damage to your home or its contents
  • Home Security – Damage to or the failure of external doors, windows or locks which compromises the security of the home
  • Toilet Unit – Breakage or mechanical failure of the toilet bowl or cistern resulting in loss of function providing there is no other toilet in the home
  • Domestic Power Supply – The failure of the home’s domestic electricity or gas supply
  • Lost Keys – Loss of keys if you cannot replace them to gain access to your home
  • Vermin Infestation – Vermin causing damage inside the home or a health risk to you
  • Roofing - Sudden or unforeseen roofing problems such as leaks or tiles blown off during a storm or bad weather

All the above is subject to the terms and conditions of the policy wording (PDF 544KB) and key facts (PDF 92KB).


choosing autonet for your home insurance

It’s easy to think that unfortunate events happen to other people and not ourselves, however the unexpected may be just around the corner. With home emergency assistance through autonet Insurance all your fears could be laid to rest.

comparing home insurance from our panel of leading home insurers

If you're looking for emergency home assistance cover and home legal expenses cover then get a quote for your home insurance by calling: 03303 438 528

Here at autonet we search a panel of insurers to find you our cheapest home insurance policy suitable to your needs. Emergency home assistance cover and home legal protection insurance are designed to give you that extra protection your home insurance will not provide cover for, and can only be purchased alongside a home insurance policy.

other products:

home insurance

More Info >>

Home legal cover

More Info >>

travel insurance

More Info >>

excess protector

More Info >>

car
insurance

More Info >>

van
insurance

More Info >>