Truck Insurance

What is truck insurance?

Truck insurance is, essentially, insurance for a vehicle that is 7.5 tonnes or greater in gross vehicle weight, up to a maximum of 44 tonnes. Truck insurance does NOT apply to ordinary pick up trucks of less than 7.5 tonne gross vehicle weight. HGV’s, Wagons and Articulated Lorries all fall under the truck insurance umbrella.

What is defined as truck insurance?

Any vehicle type that is 7.5 tonnes in gross vehicle weight or greater can be insured under a truck policy. Whether it be a 7.5 tonne MAN or Ford Iveco truck or a 44 tonne Volvo Globetrotter, the same truck policy is necessary. Trucks can be insured for Carriage of Own Goods and Haulage use.

Truck insurance cover types

Truck insurance follows the exact basic principles of ordinary van insurance.

The truck can be insured for:

• Carriage of Own Goods
• Haulage purposes

The truck insurance policy will offer either:

• Third Party Only
• Third Party Fire and Theft
• Comprehensive cover

Insurance policies for trucks can also be restricted to named drivers or any driver policies, policies in the name of individuals, company truck policies, or even in the name of organisations, groups and charities.

What will truck insurance cover me against?

Again, the policy follows the same principles of an ordinary motor insurance policy, covering use for private trucks and commercial trucks, both own goods and haulage, with the same cover types offered, whether it be Comprehensive, Third Party Fire and Theft or Third Party Only.

Truck insurance introductory discounts

Only a small percentage of the UK’s insurance market caters for this type of vehicle, but you can be rest assured that we check through the majority of them to make sure we offer the best deal. Because of the relationships we have built amongst the truck insurance community, we have been able to obtain a variety of insurance discounts. We can mirror No Claims Bonus from your car or other van, and if you haven’t got another vehicle in your name we can offer discounts just for driving experience, be it from your partner or your company. From a small Ford Cargo to a large Seddon Atkinson, we can compete with any price.

Insuring multiple trucks

Companies that provide Insurance for morethan one car, otherwise known as multi-car policies can be few and far between.But at AUTONET we are an exception to that rule. In fact the more vehicles youwant to insure with us the more money we can save you. The policies don’t evenneed to be for the same or similar vehicles, same use or same drivers we canoffer variations on cover, drivers and most importantly the best price. Thepolicies can even run from different start dates as well, literally cateringfor every Multi-car needs.

Trucks used for trade/work

Typically, the majority of truck owners use their vehicles for commercial purposes. Because of this, we have a special range of companies that have rates to suit this exact market. From builders, plumbers and electricians to plasterers, landscapers and ground-workers, our commercial truck rates are rarely beaten.

Why have truck insurance with AUTONET?

Truck insurance can sometimes feel like an unnecessary headache. You need to know that you have the correct insurance for the correct vehicle, and with so many companies out there offering so many different options, it can often be confusing. We have a highly trained truck insurance team that can offer you exactly the right policy for you. We can insure any type of truck, for any type of use, and together with our experienced staff and 24/7 claims department, AUTONET has the right insurance to suit you.