Courier Insurance

What is courier insurance?

Ordinary van insurance should not be consider the same as Courier insurance. For example courier insurance is specifically designed for vehicles providing a courier service who will do multi-drops in their courier van on a daily basis. Haulage use or Hire and Reward will be required in this instance as the vehicle needs to be insured to carry other people goods – a feature ordinary van insurers do not cover. You need to make sure that you have the correct insurance that couriers require, as failure to have the correct policy will lead to you not being covered in a claim.

What is defined as a courier vehicle?

Any vehicle can be used by a courier service – motorcycles and cars – but the main vehicle courier services tend to use are vans. From the small Ford Fiesta vans to the larger Ford Transits Vans, Mercedes Sprinter Vans and Fiat Doblos, through to the larger 7.5 tonne Courier vehicles and beyond, all can be used to carry other people’s goods.

What types of insurance cover for couriers are they?

Most importantly, courier insurance needs to cover you for carrying other people’s goods, otherwise known as Hire and Reward or Haulage cover. But after that it follows the same basic principles of all other vehicle policies, offering either Third Party Only, Third Party Fire and Theft or Comprehensive cover. Policies can also be restricted to named drivers or any driver policies, policies in the name of individuals, company courier policies, or even in the name of organisations, groups and charities.

What will courier insurance cover me against?

The policy cover will depend on what you have selected to be covered against. courier insurance follows the exact same principles of an ordinary Comprehensive, Third Party Fire and Theft or Third Party Only policy. In addition, a courier insurance policy will also mean that you are covered for Multi-Drop, Hire and Reward or Haulage use, and not solely your own goods. However, courier insurance does not cover you for the goods within the vehicle; this is obtained separately via a Goods in Transit policy.

Cheap Courier Insurance - introductory discounts

We aim to provide the cheapest courier insurance because we know that insurance for couriers is such a selective and competitive market. Therefore we have arranged a variety of schemes and discounts with the majority of the UK’s courier insurers to provide our customers cheap courier insurance. We can mirror No Claims Bonus from your existing Courier Service vehicle or even another other van not related to your courier service. If you haven’t got another vehicle in your name, we can still aim to provide cheap courier insurance by offering discounts on insurance just for driving experience, be it from your partner or your company. Whether you’re are experienced in the courier service industry or just starting out, whether it’s a Ford Courier van, Vauxhall Astra Courier Van or a Renault Master, whether it’s a Company Policy or you’re just a one man band, we aim to offer discounts for all cases.

Insurance for multiple courier vehicles

No matter how many courier vehicles you have in your courier business, even if you own a courier fleet service, we will look to offer greater discounts on your insurance the more courier vehicles or courier vans you insure with us. It couldn’t be a simpler process; we will already have all your information on file, so with just one quick call we can get you a new price for your next courier vehicle. Some insurers can only offer an introductory discount on your first courier vehicle, but because we search a large percentage of the courier market, we can offer more discounts as you insure more courier vehicles - putting it simply, the more Courier insurance policies you take with Autonet the more you save.

Other courier insurance products available

As well as allowing you to have quick access to your courier business insurance policy details and having a dedicated Courier Claims line, we offer a broad selection of Goods in Transit and Public Liability products.

Courier Insurance Quotes from Autonet?

Courier business insurance can be a minefield. You need to know that you have the correct courier insurance policy for what you do – remember, courier van insurance is not normal van insurance - and with so many companies out there offering so many different options it can often be confusing. We have a highly trained team of courier insurance advisors that can offer you exactly the right policy for you. We can insure any type of courier vehicle, we can answer all questions on your courier insurance quote and we have a broad range of insurance products designed specifically for your courier service needs. For example insuring the van for courier use, offering Goods in Transit, Public Liability and a 24/7 claims service all in one policy, AUTONET Insurance are the company for your courier business.