Get insurance for your van tools with Autonet
What would you do if your work tools were damaged due to an accident? Or if someone broke into your van and stole them? You need suitable insurance for your van tools so you're not left unable to work and needing to fork out to replace the equipment yourself.
Our main focus at Autonet is making sure that you get hassle-free tool insurance for your van. You can have peace of mind knowing that you should be able to get assistance with the cost of replacing your tools and merchandise. This is why we work alongside leading insurers Royal & Sun Alliance, so you can get an insurance policy that you can trust.
What is covered with Autonet van tools insurance?
We work with leading insurers so you can be confident that your insurance for van tools offers the protection you need. The specifics of your cover may vary, but you could take out an insurance policy that has the following benefits:
- Cover for tools from the value of £2,000 to £10,000
- No single article tool limit
- Cover for the loss or damage of equipment from your vehicle
- Hired tools are covered as well
You may not see all your requirements in this list but we'll work to find a tool insurance policy for your van that works for you. As well as the standard policy, there is a range of extras you can choose from to create a package that meets your unique needs. These include:
- Legal expenses cover
- Guaranteed hire vehicle insurance
- Windscreen repair or replacement
- Accidental fire and theft cover for tools
You can also upgrade your policy at any time by giving us a call.
Tools in Van Insurance FAQs
The insurance policy provided covers the tools and merchandise you carry as part of your trade or business activities. This means the cover is not provided for personal items including:
- Cash and credit cards
- Watches and jewellery
- Audio/visual equipment and mobile phones
- Electronic organisers or similar equipment
We believe in full transparency, so you can access a full list of the excluded property by referring to the tools in van policy wording (PDF, 511KB). Van tool insurance policies will also not cover any of the following incidents:
- Any form of loss or damage that is caused by the use of tools
- Theft – unless it involves violent and/or forcible entry to or exit from the vehicle
- Everyday wear and tear or gradual deterioration
- Claims where the total value of tools and goods carried exceeds £10,000
- Claims where proof of ownership can’t be provided
The price of your van tool insurance will depend on a few factors. For example, the make and value of your equipment can affect your quote.
You also need to consider if you're going to be storing your tools in the van overnight, as this can affect costs. But we'll always try to find a van tool insurance policy at a price that meets your expectations.
You have two easy options to choose from when it comes to paying for your van tool insurance. You can decide to pay the entire premium upfront or spread the cost across monthly payments for more flexibility.
If you've been unlucky enough to be involved in an incident, we're here for you. When your van tools have been damaged or stolen, you'll be relieved to have a comprehensive insurance policy that could help put things right.
You first need to contact the police and report the tool theft or damage. You can then contact us using our claims line. It's open 24/7, so you just need to give us a ring at 0161 235 3161 and a member of our expert team will be happy to take your call. It will help us get your case together quicker if you could provide the following key information:
- Names and addresses
- Tool serial numbers
- Crime Reference Number (CRN)
- Proof of ownership
It's important to remember that any van tool insurance claims will be subject to deductions for wear, tear and depreciation.
Find out more about making a claim.
Get a tool insurance quote for your van today
Whether you're storing your tools in your van for commercial work or personal use, you want the security of knowing your investments are safe. We've been helping to protect our customers' property since 1998, so get your van tool insurance quote today.