What is self-employed public liability insurance?
Self-employed public liability insurance can protect you in the event of a customer or a member of the public suffering an injury or illness as a result of your business activities. If they decide to make a claim against you and you are required to pay damages, your policy will cover the costs, up to your agreed claim limit.
This type of insurance isn't legally required, but you may want to consider it if your business is customer-facing. Regardless of the industry you work in, you could be held liable for causing harm to an individual - whether that's causing someone to get an electric shock due to faulty wiring or giving someone food poisoning from something you made.
At Autonet, we want to help you protect your business and find the right policy for you. We pride ourselves on our customer service to our loyal customers.
To find out more information, contact a member of our team today or get a quote online.
Why choose Autonet for self-employed public liability insurance?
You can rely on us to find public liability insurance for your self-employed business. We're part of a multi-award winning company and we've been sourcing policies for businesses since 1998.
- UK self-employed public liability insurance, plus other related policies
- Quick and simple process
- Protection when you need it, including instant cover
- Part of an award-winning company
- Positive rating on Trustpilot
- Work with leading insurers
- 24-hour, UK-based claims helpline
Self-employed public liability insurance FAQS
If you're considering taking out self-employed public liability insurance, you may have some questions before you do so. Take a look at our most frequently asked questions.
Whilst it's not a legal requirement to have public liability insurance for your self-employed business, it may help you to operate in confidence knowing you're protected, should anything happen to one of your clients.
Whether you're a large company or a sole trader, anything could happen during your routine business activities. Public liability insurance is there to protect you in the event of worst-case scenarios.
This type of policy covers compensation and legal costs you may have to pay out due to a claim made against you by a member of the public if any of your business activities caused harm to someone or damaged someone else's property.
It may be worth having self-employed public liability insurance in place, as some organisations may not work with you unless you can prove that you have the relevant cover.
The level of coverage you require typically depends on your line of work. It also depends on how expensive your contracts are and how much your equipment is worth.
When you get a quote through our online portal, we'll ask you all the right questions to help you determine the appropriate level of cover.
The cost of your insurance is dependent on a number of factors, including the nature of your business, the level of coverage you choose and your compulsory and voluntary excess.
If your business operates in a high-risk industry, it usually costs more to insure. Legal fees also vary depending on where you're located in the UK, so this could also have an impact on your premiums. Plus, if you've made any public liability claims in the past, insurers may decide to charge more.
If you'd like to know how much you might be paying for your self-employed public liability insurance, get a quote online with us today.
If your business operates in the UK, taking out self-employed public liability insurance is not a legal requirement. However, it can certainly help protect you if any accidents or problems occur during your everyday business activities.
Without insurance, you may have to pay for compensation payouts, legal fees and repairs. You don't want to get caught out, so be sure to have the correct cover in place for your needs.
Our UK claims line is open 24/7 on 03303 439 244. Our claims handlers will guide you through the process, while it helps to have the following available for them:
- Your personal details
- Your policy details
- Details relating your claim
- Supporting evidence (e.g. photos or police reports)
Learn more about the process of making a claim.
Get a self-employed public liability insurance quote
At Autonet, we want to help you find the right public liability insurance for your self-employed business. No matter the nature or size of your company, we'll try to help you find the appropriate cover so you can run your business with confidence. Get a quote through us today.