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we work alongside some of the leading insurers within the industry:

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Here at autonet insurance we offer competitive rates for Public and Employers' Liability Insurance as a combined package to help keep all your policies in one place and to give you the best price we can.

what is employers' liability insurance?

Employers' liability insurance is similar to Public Liability Insurance, but instead of covering your business against claims from the public, it protects your business from claims made by your employees. There are a number of circumstances where an employee might make a claim:

  • Claims for an injury or illness, for example: If an employee slipped on a wet floor.
  • Claims for permanent illness or disability, for example: If an employee permanently damages their back as a result of frequently lifting heavy loads, like at a construction site.
  • Claims for death, for example: If an employee falls from a height in an unsafe working environment, like a construction site.

who needs employers' liability insurance?

Employers' liability cover is a legal requirement if you employ one or more members of staff at your business. This includes employees, contractors, casual workers or temporary staff. There are a few exemptions, which you can find on the government's website here.

The minimum level of cover required by law is £5 million, but most of our quotes include cover of £10 million as standard.

why choose autonet insurance

  • We work with some of the leading liability insurance providers.
  • Experienced commercial department dealing with your enquiries at our UK based call centre.
  • Commercial legal expenses protection (optional extra).
  • Flexible insurance policies - pay monthly or in full.
  • Multi-award winning broker in 2014.

reduce the risk of a possible claim - with Autonet risk services

While employers' liability insurance will protect you against any claims from employees for negligence, it is best to do everything in your power to prevent these circumstances and ensure that your working environment is as safe as possible. Here at autonet we recommend for business owners - autonet risk services, giving you access to over 6,000 advice sheets, template letters, health & safety procedures & more to help deal with the red tape often involved with running a business. This service is FREE for the first three months and £7.99 thereafter, so why not give it a try to see if it can benefit your business.

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