RAC Breakdown Insurance For Your Car
Breaking down can be a nightmare for most drivers, especially if you’re on a long journey. That's why we offer RAC breakdown insurance to all our customers when arranging their car insurance.
Breakdown cover from the RAC
With over 100 years of motoring experience and patrol vehicles throughout the UK, you can have peace of mind that someone will be there to assist you should your car break down. RAC aim to fix your vehicle at the roadside to keep you on the go and with an average response time of 40 minutes, you won’t be waiting around long. If you’re looking for cheap RAC breakdown insurance then why not give us a try? You never know, we may be able to save you money.
RAC breakdown insurance, what’s included in the policy?
Roadside – Roadside cover starts from as little as £40.95 a year and cover is provided should your car breakdown in the UK, Guernsey, Jersey, Isle of Man, and Northern Ireland. For this you get:
- FREE roadside labour
- 24/7, 365 days a year assistance from patrol contractors on a public highway that is at least a ¼ a mile away from the registered address following a breakdown
- Tow to the nearest garage, or a destination of your choice within ten miles
- Can transport up to 8 people to that destination also
- A taxi home (within 20 mile radius)
- Messages sent to friends, family and work to let them know of the situation
Above is subject to the terms and conditions of the policy wording
Roadside, Recovery and Onward Travel – For just £49.95 a year you get all of the above plus:
- Unlimited tow to a destination of your choice instead of the ten mile restriction
- If a driver is taken ill and no other passenger can drive, the RAC will cover the cost to tow upon receipt of a medical certificate.
There will also be entitlement to one of the following if the RAC cannot get the vehicle repaired locally:
- Replacement car hire (available for up to 48 hours)
- Alternative Transport Costs
- Overnight Hotel Accommodation
Above is subject to the terms and conditions of the policy wording
Roadside, Recovery, At Home, and Onward Travel - £55.95 a year entitles you to everything in the previous two types of RAC breakdown covers, and also provides:
- Patrol Assistance will come out to your home address (e.g. if your car breaks down on the drive or within a quarter of a mile of your home address)
- The taxi service can be used from the garage back to the home address (still within 20 miles) upon providing a receipt.
Above is subject to the terms and conditions of the policy wording
Europe - £79.95 a year covers the car should it breakdown in Europe provided the trip does not exceed 90 days. Furthermore:
- Replacement car hire is extended from 48 hours to 14 days.
- RAC will reimburse alternative transport for up to 8 people £150 per person or £500 per group, whichever is less in the UK.
- RAC will arrange and reimburse £30 per person per night whilst in Europe for alternative accommodation.
Above is subject to the terms and conditions of the policy wording
What else have we got to offer?
Not only can we offer RAC breakdown cover, we also have access to a whole range of products to protect you; the customer.
- Motor legal expenses cover: through Autonet will provide up to £100,000 legal costs in order to pursue a claim against a third party following a motor vehicle accident that wasn’t your fault. This cover will assist you in claiming compensation for any injuries you may have suffered, compensation for loss of earnings should you be unable to work as a result of the accident. Motor legal expenses will also help you to recover the excess you paid to your insurer to get your vehicle repaired amongst other things.
Subject to the terms and conditions of the policy wording
- Excess protector: Nobody plans to get in an accident but unfortunately it’s a day to day occurrence with more vehicles on the road than ever. Making a claim can be costly but paying up front excesses to get your car back on the road is the last thing you want to do after everything else. So why do it? The excess protector policy will allow you to reclaim your excesses for as little as £40.95 a year, much better than that compulsory excess you thought you had to pay in the event of a claim.
Subject to the terms and conditions of the policy wording
We have a sales team devoted to helping you our customers with your entire insurance needs so don’t hesitate to call us for more information.