Get Goods in Transit Insurance from Autonet

Do you use your own vehicle for courier, haulage, vehicle recovery or removal purposes? Or do you run a business with a fleet of vehicles for one of these purposes? The goods you carry can be covered by insurance, but you'll need to take out an additional policy to get this. That's where Goods in Transit Insurance from Autonet comes in. 

We want to make it simple for you. We work with leading insurers to find an insurance policy that's right for you and we'll do our best to match you with the one that fits your specifications.

Get a Goods in Transit quote

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Goods In Transit Insurance FAQs

We know how important it is for you to get the costs of any goods you're transporting covered against theft or damage. But first you'll want to see all the key details regarding policy features, costs and more. 

We've put together a list of FAQs to help you.

A Goods in Transit Insurance policy typically covers goods while they are on the move in your vehicle and while they are your responsibility. Policies do differ slightly as to specifics, so you should always double-check the terms and conditions. For example, it can be common for a policy to cover any goods you leave in the vehicle overnight, but it isn't always the case. 

Generally, Goods in Transit Insurance covers:

  • Theft of goods
  • Loss of goods
  • Damage to goods while in transit
  • Damage caused during loading and unloading

It's important to note that not all policies cover you for loading and unloading goods. If your policy doesn’t cover this, you might need to consider getting Public Liability Insurance in addition. This could protect you against harm to members of the public or third-party property while unloading and loading your vehicle.  

Some policies even include Public and Employers' Liability. This is something you'll need to double-check before you decide on your policy.

You will typically be covered for a maximum value per load, with individually listed items covered up to a certain value also. Discuss your needs with us first so that you get the right level of cover.

Some exclusions are fairly common among Goods in Transit Insurance policies. These are: 

  •  Dangerous goods, money, high-theft-risk goods and livestock
  • Theft from an unattended vehicle if the agreed security is not in place
  • Loss of goods due to insufficient packaging
  • Confiscation by a government or other public authority

The cost of goods in transit insurance varies. Certain factors affect the price, such as how many items you transport and the total value you need to be covered for.

If you operate as a company with a fleet of vehicles, certain business-specific factors will affect your premium. The type of business you run, the number of staff you employ, and your annual turnover will all affect the price. 

You could increase your chances of getting a lower premium by: 

  • Investing in the security of your vehicle
  • Providing an accurate value of the goods
  • Selecting a black box policy

Legally, you're not obliged to take out Goods in Transit Insurance. Without it, though, you put yourself at risk of having to pay out if your goods are affected by damage or theft. 

If you already have Courier Insurance, you may be covered for damage to your vehicle and third parties. However, this is unlikely to cover you if something specifically occurs to affect the goods you are transporting.


Van Insurance by Manufacturer

Having goods in transit insurance can be beneficial, but you'll need to ensure you have adequate protection for your van too. We work with some of the country's leading insurers and can help find a policy that's right for you. Search by manufacturer below to get things moving.

Get your Goods in Transit Insurance quote today

At Autonet, we've been helping people find insurance policies that cover their needs since 1998. We work alongside some of the UK's leading insurers so that couriers, vehicle recovery organisations, haulage businesses and removal companies can find goods in transit insurance policies that tick their boxes. 

Get your quote today and secure your peace of mind.

Get a Goods in Transit quote